Your home chattels are covered under home or contents policies, depending on the circumstances of those chattels.   If the chattels are fixed into your home - such as a wall oven or built in...

Our Contents Comprehensive policy covers most of your contents at full replacement.   Our Contents Comprehensive policy covers the following items for their present value (i.e. not replacement...

State offers a range of car insurance options to suit your needs. Visit our car insurance section for more information   Disclaimer: This information is a general guide only and is not...

If you're a tenant in a rental property and have our Contents Comprehensive or Contents Essentials policy, you have personal liability cover.   Personal liability cover means that if you're held...

We recommend that you name any driver who is under 25 or who is likely to drive the vehicle on a regular basis. Any driver who isn't listed will be covered as long as they have your permission to use...

Yes. We insure the vehicle, not the person, as long as they have your permission to use your vehicle, their liability is not covered by any other insurance policy and they meet all the same terms of...

The account details for State personal and State business are already listed with all major banks. In setting this up, simply select one of these options and include your policy number as your...

If you have a home that you use as a rental property, it's important to make sure you cover it with the most suitable policy.   We have two options for you to consider: a Landlord policy or a...

Specified items are any items you own which have a value higher than the limit stated in the policy wording and that you choose to specifically list in your policy at their proper value.   To...

We may need to increase the premium or excess, or both on your policy at statistics show that younger, inexperienced drivers are more likely to be involved in an accident. This is to ensure we're...